Change that ought to happen faster
The complexity of this space should actually be the very reason why digitalization is initiated.
The insurance industry is a huge one. Its market value in OECD is estimated at 3,3 trillion USD. At the same time it is a complete digital laggard. Why? Because of years long postponing of the inevitable: the Digitalization. A process that so many other industries, even as big as this one, at least tried to initialize or have been going through for quite some time.